Wiki Billing ? - adult patient covered under parent's insurance

[MnTwins29]

If an 20 year old woman living on her own is covered under her parent's insurance, who should be billed for co-insurance after the payer has paid their portion? Logically, I would say the patient, but I am now wondering if that is the case. Thank you!

 

[ajs]

If an 20 year old woman living on her own is covered under her parent's insurance, who should be billed for co-insurance after the payer has paid their portion? Logically, I would say the patient, but I am now wondering if that is the case. Thank you!

In most states once a person reaches the age of 18 you are legally responsible for your financial debt. Same situation applies to a spouse on the other spouse's insurance. The patient is the one legal responsible for their debts.

 

[sertom]

adult patient

If there is no other insruance involved, then the patient s/b billed.

 

[drakena74]

I agree, I'm o So CA, and here if a patient is 18or older, they are responsible for their acct. Balance.

 

[MnTwins29]

Thanks to all who responded.

That confirms my thought - and also gives me a good place to get a confirmation on state financial laws for proof.