Question: We had a patient present complaining of cataracts. The physician told the patient that her cataracts are at the early stages and aren’t yet at the stage where Medicare would pay for it. The patient is fighting back and says that since we agree that she has cataracts, that we should surgically excise them and have Medicare pay. What do you recommend we tell her? South Carolina Subscriber Answer: You should share the Medicare coverage guidelines with the patient and let her know that her cataracts don’t meet the reimbursement criteria for the surgery. Therefore, if she chooses to proceed with surgery, ask her to sign an advanced beneficiary notice (ABN) and explain to her that she is likely to be responsible for paying you for the procedure. In addition, let her know the medical reasons precluding the condition from meeting Medicare’s guidelines. Background: Medicare and payers that follow Medicare guidelines will cover the costs of medically necessary cataract surgery. For example, in its local coverage determination (LCD), Part B MAC Palmetto GBA considers lens extraction medically necessary (and covered by Medicare) when one or more of these conditions exists:
Medicare will typically consider any conditions not covered in the above items in the standard of care and other factors related to medical necessity. Watch for: Your ophthalmic surgeon should not base their decision on lens opacity alone. “Surgery is not deemed to be medically necessary purely on the basis of lens opacity in the absence of symptoms,” says Palmetto. Also, the Snellen visual acuity chart results should be documented and will be considered toward medical necessity — but they’re not enough on their own, Palmetto says. “Testing only with high-contrast letters viewed in dark room conditions will underestimate the functional impairments caused by some cataracts in common real-life situations,” the LCD says. “While a single arbitrary objective measurement might be desirable, a single Snellen visual acuity alone can neither rule in nor rule out the need for surgery.” Sharing this information with her might make it clear that although she is experiencing opacity from the cataracts, the physician’s clinical evaluation of her condition has to go beyond that to meet the payment criteria.