Reader Question:
Know When to Bill Secondary Payer
Published on Thu Sep 08, 2011
Question: We have many patients with secondary insurance, some of which have deductibles on the secondary. In these cases, should we write off the amount of the deductible because it's secondary, or do we bill the patient?Virginia SubscriberAnswer: Most practices do bill the secondary insurance on behalf of patients, but if the patient has a deductible on the secondary insurance, you can and should bill the patient that amount.You can find out about secondary insurers by asking the patients for the information when they first present to your practice and fill out the financial information form. You will need to verify which insurance is primary -- then bill that payer first, followed by the secondary insurer. Once you get the EOB from the primary payer, you'll send your claim to the secondary, with a copy of the primary's EOB attached.After you've received both payments, you'll make the appropriate adjustments depending on your [...]