Ophthalmology and Optometry Coding Alert

Question: An ophthalmologist in our facility saw a minor child who got a black eye in school even though the injury was not urgent. The patient lives with his mother in Texas. The patient's father lives in another state but carries insurance on the minor child. Per the insurance carrier, the charges will most likely be processed as out-of-network and a deductible will apply. Whom should we send the bill to -- the mother, whom the child lives with, or the father, who carries insurance?

Bottom line: Whoever brings the child in for the visit is responsible to pay at the time, unless another arrangement has been made with the office beforehand. For example, if the parents are divorced and the father is the insurance subscriber and responsible for the children's medical bills, but the mother brings the child in for the visit, it should be determined before the office visit how copayments and coinsurance payments will be paid.