South Carolina Subscriber
Answer: You should bill 59426 (Antepartum care only; 7 or more visits) to the first insurance company and 59425 (... 4-6 visits) to the second if four to six visits are its responsibility. If, by the time she delivers, your ob-gyn sees her only three times under the second insurer, you should report the appropriate established patient E/M service code (for example, 99212) for each visit instead of using 59425.
In addition, you should report the appropriate code for delivery with postpartum care -- such as 59410 (Vaginal delivery only [with or without episiotomy and/or forceps]; including postpartum care) -- to the second payer.